William Raveis Mortgage (WRM), a division of Real Estate, Mortgage & Insurance (WRRE), the top family-owned real estate company spanning the Northeast and Florida, announces three new industry veterans have joined the mortgage division: Paul Hart, Francine Silberman and Mace Rattet. In addition, the company has launched a newly redesigned and upgraded mortgage web site, which includes new tools, technology and resources.
“William Raveis Mortgage is constantly looking for the best talent to support our clients,” says Ryan Raveis, the president of WRM and co-president of WRRE. “We strive to provide the highest level of first-class service, and bolster our brokers with the the most cutting-edge technology, training and financial services available.”
Hart, who has been working in the industry as a mortgage broker and retail lender for the past 20 years, covers the Northern half of Westchester County, including Chappaqua, Katonah, Yorktown Heights, and Somers. He plans to spend time in each of the Raveis offices to develop relationships with the agents and offer advice and help close deals. “William Raveis Mortgage gives buyers the ultimate advantage, since we have access to 15 or 20 lenders to assure our buyers they are getting the best possible rate in the market,” says Hart. “Having everything for our clients is a distinct advantage when making the largest purchase of their life a relatively easy one. That is our goal: working together to get clients into their dream home.”
After a successful run as CEO and owner of Asset Center Incorporated, a 29-year-old mortgage brokerage firm, Francine Silberman joined William Raveis Mortgage to represent Armonk, N.Y., Greenwich and Old Greenwich, Conn., New York City, Rye and Scarsdale, N.Y. Throughout her career, she has earned the respect and trust of thousands of clients and banking colleagues, and built her business solely upon their referrals. She also specializes in working with international clients and self- employed business owners.
“Working with real estate professionals who share my passion for creating the best customer experience, enables me to continue the legacy of integrity we have worked so hard to maintain,” Silberman says. “I provide sound advice and help my clients increase their awareness of their financing abilities as I help them navigate the lending process.”
Her long- time colleague Mace Rattet also joined WRM to cover the same towns and cities with Silberman. “My decades of experience in real estate financing have given me the expertise to help many first-time homebuyers as well as savvy investors successfully achieve property ownership,” says Rattet. “Joining William Raveis Mortgage enables me to expand my scope of services and provide the best combination of rates and service.”
Silberman and Rattet are also joined with fellow team members Deborah Robinson and Todd Robinson, who have worked together for the past two decades. “We will continue to provide the excellent service levels and are very excited to share our knowledge with the communities we serve,” says Silberman.
New Technology, User-Friendly Website
The new-and-improved website — raveismortgage.com — offers many user-friendly upgrades making it easier to navigate for loan officers, real estate agents and their clients to find the best rates. In addition, the technology used for the mortgage application process has been upgraded to make it more streamlined and secure when uploading sensitive financial documents. The site is now mobile-optimized for on-the-go research, and a new mobile-friendly milestone application tracks every step in the mortgage process in a transparent and seamless way. The site also offers mortgage, loan affordability and refinance calculators.
WRM also unveiled a new and innovative Lock & Shop program that lets customers lock in mortgage rates for up to 90 days without a contract, while they shop for a new home. Once buyers find a new home, they can then execute a contract with that locked-in rate, as long as it’s within the 90-day period.
Mortgage Executive Magazine, a leading publication for mortgage originators, recently named Ryan Raveis one of the nation’s top 100 most influential mortgage executives for 2018 for the fifth consecutive year. In addition, Andrew van Dyk, a regional vice president and mortgage banker with WRM, was recognized with the 2018 Top 1% Mortgage Originator Award for the seventh consecutive year, based on production volume.
WRRE is the only privately held firm offering mortgage and insurance services under one roof to its clients, thereby creating a seamless end-to-end customer experience. A full-service mortgage lender and broker, WRM originated more than $700 million in mortgages in 2018. WRM offers most types of mortgage products including, but not limited to, conforming 15- and 30-year fixed rate mortgages, adjustable rate mortgages, jumbo, super jumbo, interest only, blended loans, second mortgages, Home Equity Lines of Credit, FHA, VA, CHFA and MHFA loans. William Raveis Mortgage, LLC is licensed to originate loans in Connecticut, Florida, Massachusetts, New Jersey, New Hampshire, New York, Rhode Island and Vermont. William Raveis, WRRE’s CEO and Chairman, founded the company 44 years ago and has turned it into a real estate powerhouse with more than 4,100 talented sales associates across 134 offices in nine states. In 2018, WRRE produced $11.3 billion in real estate sales.